Services
At Employee Lab, we understand that every business is different. That’s why we offer flexible employee benefits packages—you can choose just one type of cover or combine services to suit your team’s needs. There’s no obligation to take a full package, so you can start with what makes the most sense for your business.
Most employee benefits packages begin with Life or Medical insurance as a foundation, but additional cover options can provide greater peace of mind and financial protection for your team.
More Than Just Insurance
Alongside our group insurance services, we also offer access to Pulse—our digital wellbeing platform designed to support your employees' financial, physical, nutritional, and mental wellbeing.
And here’s the best part: All employees covered under our Group Insurance automatically receive a free subscription to Pulse. It’s an easy way to provide daily support and long-term value beyond their insurance cover.
Our Insurance Services
Life Insurance – Financial security for employees' families
If an employee passes away, life insurance provides a lump sum payment to their loved ones. This ensures financial stability and support for their family, covering major expenses such as mortgages, education, and daily living costs.
Medical Insurance – Access to faster healthcare when it matters
Medical insurance gives employees access to private healthcare, reducing wait times and ensuring they receive the best possible treatment. From GP visits to specialist care and surgeries, this coverage helps keep employees healthy and productive.
Total & Permanent Disability (TPD) Insurance – Support for life-changing circumstances
TPD insurance provides financial assistance if an employee becomes permanently unable to work due to injury or illness. This allows them to focus on their recovery without the added stress of lost income.
Trauma Insurance – Immediate support during critical health events
A lump sum payout is available if an employee is diagnosed with a serious illness or injury, such as cancer, heart attack, or stroke. This helps cover medical costs, rehabilitation, or lifestyle adjustments.
Income Protection Insurance – Financial stability during illness or injury
If an employee is unable to work due to illness or injury, income protection provides a percentage of their salary until they can return. This helps maintain financial security while they recover.
Tailored to Your Business Needs
You decide what works best for your company—whether that’s a basic Life or Medical insurance package, access to Pulse, or a fully comprehensive employee benefits plan. We’ll help you build a solution that’s right for your people and your budget.