Creating a Healthier, More Secure Workplace

For over 20 years, we’ve helped NZ employers provide comprehensive insurance benefits to their employees, ensuring peace of mind and financial security when it’s needed most.

With a dedicated claims team, an expert admin team, and a focus on financial education, we make it easy for businesses to take care of their people.

  • Tailored insurance packages – customised to suit your business needs

  • Dedicated claims support – we guide employees through the process

  • Expert administration – seamless policy management for your business

  •  Financial education – empowering employees with better financial decisions

Why Employee Lab?

Frequently Asked Questions

General Questions About Employee Benefits

    • Employee benefits help attract and retain top talent, improve employee well-being, and reduce absenteeism by ensuring staff have access to quality healthcare.

    • You can choose just one type of insurance (e.g., Life or Medical) or a combination that suits your business needs. There’s no requirement to take a full package.

    • The cost varies based on the number of employees, the type of coverage, and the level of benefits. We can tailor a package to suit your budget.

    • Some insurance benefits may be subject to Fringe Benefit Tax (FBT). We can guide you on structuring your plan efficiently to minimise tax impact.

Claims & Administration

    • Our dedicated claims team handles everything, ensuring employees have a smooth and stress-free claims process.

    • We manage all policy administration, from onboarding to claims support, so your HR team won’t be burdened with extra work.

Employee Engagement & Retention

    • Yes! At one of our health insurance providers, 3 out of 10 insured employees made a claim in the last year, with an average of 3.3 claims per policy. Employees highly value having access to these benefits.

    • Employees who feel valued and supported are more likely to stay with your company. Health benefits reduce financial stress and absenteeism, leading to a more productive and engaged workforce.

    • Employees can transfer their policy to a personal plan within 90 days of leaving, ensuring they remain covered.

Getting Started

    • We provide a consultation to understand your business needs and recommend a tailored package.

    • It depends on the number of employees and the type of cover, but we can typically have your plan in place within a few weeks.

    • Simply book a consultation, and we’ll walk you through the options.

Employee Benefits

New Zealanders say a supportive work culture is one of the best things about their job. If you have 10 or more employees, group insurance might be the next step for your business

The Advantages of Group Insurance as an Employee Benefit:

  • Lower Premiums

  • Reduced absenteeism

  • Forms part of your wellness programme

  • Recruitment tool

  • Build employee loyalty

  • Employee retention

  • Cover for pre-existing medical conditions

  • Automatic acceptance

Group Medical Insurance

Health insurance is a highly sought-after work benefit. According to research, 88% of New Zealanders surveyed believe it’s important that their employers support their health.

Group Risk Insurance

Cover could include:

  • Life Insurance

  • Trauma Cover

  • Total and Permanent Disability Cover

  • Income Protection

Learn more about engaging your employees in group insurance. It may attract and retain staff, to help maintain productivity.

Service Offering

Employee Lab (previously Maurice Trapp Group Employee Benefits) provides Group Insurance solutions, with over 25 years industry experience and an employee benefits team maintaining over 75 group contracts and +5,000 clients

  • A specialised team of experts in Group Insurance cover

  • A dedicated 0800 number and email address for queries from our group members

  • On-boarding specialists ensure all new members are added within deadlines to ensure access to premium terms

  • Experienced team members assist with claims that may arise

  • Access to experienced advisers who can provide personalized advice to members

  • Availability for new members to join Group schemes online, or sit down with an adviser – we can tailor our solutions to suit the needs of the company and their employees

  • We facilitate insurer-led wellness programmes for you and your staff